Subsidy Mantra
86, Gopalpura Bypass Rd, Jaipur subsidymantra@gmail.com

Office Address

  • 86, Gopalpura Bypass Rd, Jaipur
  • subsidymantra@gmail.com
  • 91 894 905 9447 , 91 807 864820451

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Pradhan Mantri MUDRA Yojana (PMMY)

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  • Pradhan Mantri MUDRA Yojana (PMMY)

Pradhan Mantri MUDRA Yojana (PMMY) is a flagship scheme launched by the Government of India to promote entrepreneurship and financial inclusion at the grassroots level. Under this scheme, non-corporate small businesses and individuals can avail collateral-free business loans of up to ₹10 lakhs through banks, NBFCs, and Micro Finance Institutions (MFIs).

At Subsidy Mantra, we guide you through the entire MUDRA loan process — from selecting the right loan category to preparing documentation, submitting applications, and ensuring faster approval from financial institutions.

Key Features of PMMY
 
  1. ✅Loan Amount:Up to ₹10 lakhs for business and enterprise needs
  2. ✅No Collateral Required:Unsecured loans under CGFMU (Credit Guarantee Fund for Micro Units)
  3. ✅Affordable Interest Rates:As per bank norms and applicant’s credit profile
  4. ✅Flexible Repayment Tenure:Up to 5 years with easy EMIs
  5. ✅Available for Individuals, Proprietors, Partnerships, and Companies.

  6. ✅Focus on Small Traders, Startups, Artisans, Women Entrepreneurs, etc.

 
Eligible Business Activities
 
  1. ✅ Small Manufacturing Units
  2. ✅ Retail Shops & Traders
  3. ✅ Repair & Maintenance Services
  4. ✅ Food Processing & Catering
  5. ✅ Artisans & Handicraft Workers
  6. ✅ E-Rickshaw & Transport Operators
  7. ✅ Service Providers & Freelancers
  8. ✅ Beauty Parlors, Salons, Tailoring Shops
Why Choose PMMY?
  1. Encourages self-employment & startup growth

  2. Boosts local and micro businesses

  3. No guarantor or collateral needed

  4. Government-backed with quick processing

  5. Loans available at major public & private sector banks

How Subsidy Mantra Helps You
  1. ✅ Assistance in Loan Category Selection (Shishu/Kishor/Tarun
  2. ✅ Preparation of Business Plan & Financial Projections
  3. ✅ Application Filing & Bank Coordination
  4. ✅ Documentation & Form Filling Support
  5. ✅ End-to-End Guidance till Loan Disbursal
 
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